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Auto Loans. The FHA helps banks mitigate this risk by insuring otherwise risky borrowers' mortgages. In effect, FHA promises to pay the difference between what a home gets at a post-foreclosure auction and what's still owed on the home when a borrower defaults.

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Home Equity. Auto Loans. An FHA loan is a government-backed conforming loan insured by the Federal Housing Administration. FHA loans have lower credit and down payment requirements for qualified homebuyers.

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Additional Mortgage Options. If you have a lower down payment or credit score, Federal Housing Administration (FHA) Loans, Veteran Affairs (VA) Home Loans, and Opportunities Within Neighborhoods (OWN) could help you buy a home.

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The requirements to qualify for an FHA home loan are much more flexible than those for traditional home loans, since they are backed by the United States Federal Housing Administration (FHA).

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Auto Loans. Federal Housing Authority (FHA) loans are insured by the federal government and have more flexible requirements on down payments, income qualifications and closing cost contributions.

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FHA Loans
Federal Housing Administration or FHA mortgage loans is a government program administered by Housing and Urban Development (HUD) to help Americans who can't qualify for a conventional mortgage loan become homeowners.

FHA Loan Qualification | SmartAsset.com
The Federal Housing Administration (FHA) backs loans to certain higher-risk applicants as a way to get more Americans onto the property ladder. FHA sets a maximum loan amount that varies from county to county, based on the price of local housing.

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FHA-Insured Loans offer many benefits and a level of security that you won't find in other loans. While these loans are funded by Academy Mortgage, the Federal Housing Administration (FHA) insures these mortgages so Academy can offer you a better deal.

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