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What Is a Deficiency After Car Repossession? If you fall behind in your car loan payments in Oklahoma, your car lender can arrange to have your car repossessed. When this happens, the car repossession company simply takes your car — it doesn't need your permission.
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Repossession Laws in Oklahoma. By Pamela Parker. eHow Contributor. car image by bright from Fotolia.com. In the state of Oklahoma, a secured creditor has the right to repossess collateral without getting legal authorities involved as long as it does not breach the peace.
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Four Ways To Buy Repo Cars. 1. Buy directly from the lender. Sometimes your bank or credit union will allow you to look at their repo file, which lists all the cars and trucks they have repossessed and would like to sell.
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In Oklahoma City, most repossession firms aren't listed publicly, and most publicly listed wrecker services don't do involuntary repossessions. You need to call your lender and ask them if your car was repossessed.
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